The authority of security guards and security companies is extremely limited, which makes it essential to cooperate effectively with local law enforcement. The duties of security officers are mostly limited to preventing crime by being visible and vigilant and to observing and reporting. If a crime is in progress or has been committed it law enforcement should be called immediately with a detailed and specific report. It is not the responsibility of security officers to approach and apprehend perpetrators. It is very important that guard schools, field supervisors and post orders stress that fact. Security guards trying to take on the responsibilities of a police officer will put them into unnecessary danger and increase the security companies and their client’s exposure to liability.A security company and its security guards must delegate the apprehension and confrontation of criminals to local law enforcement. In many cases security guards work in banks, jewelry stores and other locations where police will quickly respond to reports of crime. In other cases security guards work in shopping centers and residential or residential areas where the crimes committed are less serious like petty theft, panhandling and domestic disturbances. Normally local law enforcement will be hesitant to respond to such crimes immediately, because they are busy and have limited resources. They will respond to lesser crimes when they have the time and resources available and no other more pressing task is imminent. In many cases the police will respond very hesitantly, because panhandling and loitering are so commonplace in some cities that it is impossible to be controlled by the police. If the police really went after each offender they would have no time and resources for anything else.It is the responsibility of the security consultant and the security company to establish a good relationship with local law enforcement. The first day the security company starts service at a new location local law enforcement should be notified and the security consultant should introduce himself to the commanding officers. That will ensure better communication in the future and the security consultant might gain invaluable information about challenges and risk factors in the area. A good relationship will also improve response times in case the police are called and improve the attention the police officers are giving to a specific property when they are conducting their regular patrols.A security company should not solely focus on providing well trained and professional security officers, but it should identify risk factors and provide security plan to mitigate such risk factors. Really good security companies will incorporate local partners like the police department, fire department and city hall in their security plan. In most cases people in public service are more than happy to establish relationships and to help by providing their time and resources. Customers hiring a security company should make sure that their company understands the importance of relationship building otherwise they will not be effective providing security services.
Fake References: A Dangerous Web Service For Job Seekers
First and foremost, this is a warning to both job seekers and employers… It is in no way a recommendation that anyone use fraudulent references.Several websites have begun to offer phony reference services for job seekers. At first glance, this may look like a good idea to overcome spotty work history. However, it is a risky move. Every employer has – or should have – a policy of immediate termination for lying on resumes and applications.One of these services, Career Excuse, encourages candidates to create their own work history, tailored to their desired field. For a fee and ongoing subscription, the website will provide references, work history verification and other fictitious documents to support the falsehoods in a candidate’s resume. Disturbingly enough, they even offer phony funeral excuses.However, these services do not guarantee that they will stand up to a rigorous background check. In fact, many of these services carry a disclaimer that they will assume that the information provided by the job seeker is true. This creates a reflective action back on the job seeker, thereby absolving the fake reference provider. In other words, they state that their information is only as good as the statements created by the candidates.To avoid this trap, a thorough HR department will confirm work histories, criminal checks and education verification through their own resources, not just the phone numbers provided by the candidates. And they have the legal right to do so.When a job seeker signs either an online or paper application, he is signing a legal document. It is not merely a formality, especially when employers include certifications like the one below to gain permission for the background check:”I, _____ (the candidate), hereby certify that the facts set forth in the above employment application are true and complete to the best of my knowledge. I authorize XYZ Company to verify their accuracy and to obtain reference information on my work performance. I hereby release XYZ Company from any and all liability of whatever kind and nature which, at any time, could result from obtaining and having an employment decision based on such information. I understand that, if employed, falsified statements of any kind or omissions of facts called for on this application shall be considered sufficient basis for dismissal.”This means that the candidate is granting the potential employer the right to conduct a thorough background check. Any discrepancies can cost the candidate the job offer or even employment if he has already been hired before the falsehood is discovered.In addition to checking references, the employer may require employment verification, education verification, criminal background checks and drug screening. A credit check may be run in some situations, specifically when the potential employee will have any contact with financial information or actual funds.Considering the severe penalties, it is not recommended that any candidate provide knowingly fraudulent materials or references to get a job. Eventually, the truth will catch up in brutal and legal ways.(c) 2011 Donna Shannon
Get Student Loans With Bad Credit: A Rundown of Your Basic Options
When you are interested in going to school in order to enhance your education, the stress of paying for that education can sometimes be more than many people can bear. However, even if you have bad credit, student loans are readily available for your use. In fact, many student loans require no credit check at all and public or government-backed student loans are virtually guaranteed. This article will give you the basic run down of how to get money to pay for your college education, despite your bad credit score.Bad Credit and LoansIt is a generally recognized fact that trying to obtain a loan with bad credit is nearly an impossible task. Lenders use a person’s credit score in order to assess whether or not that person is reliable as a borrower and judge them based on that number alone. Or so many people think.However, the process of determining who does and does not receive a loan is much more complicated than simply looking at a credit score. Oftentimes, a creditor will take into account both the circumstances that led to your bad credit as well as the type of loan that you want. In the case of a student loan, the thought is that the increased income you receive as a result of your education will more than compensate for the risk the lender is taking by giving you a loan. Basically, he is relying on your increased income to supplement the loan he offers.Types of Loans AvailableThere are two main types of student loans to avail. The first is a government-sponsored loan which requires no credit check. These loans, also called Stafford Loans, are given to a student based on his status as a student only. The other qualifications for a Stafford Loan are really simple. They include:Completing a FAFSA form.
Being a U.S. citizen, a permanent resident or a qualified non-citizen.
Attending a participating institution at least half time.
Being current on the repayment of all other student debt.That’s it. You can be in debt in other areas, such as credit cards or personal loans, but as long as you have no other student loans or are currently repaying the ones you do have, you are all set for a Stafford Loan. There is no credit check required which means that your bad credit score will not have any bearing on your qualification for funds. The only determination that your application will secure is the amount of money you will be eligible to receive and whether or not the interest on that loan will be subsidized or unsubsidized. This determination is based on need alone.Private Student LoansYou should always look into getting a government-sponsored student loan first since the interest rates on those loans are both low and fixed. However, if you find yourself still needing additional funds for school, private lenders can also help. These lenders will offer additional student loan funds to you based on a number of factors. Though this time credit will come into play, the fact that you are using this money for school will impact a lender’s decision. If you are interested in receiving a private student loan, bad credit is not a barrier. However, do realize that there will be penalties.Funding Your EducationOverall, funding your college education is possible with student loans. Your bad credit will not matter in many cases, as no credit check is required when applying for federal loans. Also, additional funds can be acquired from private lenders that will take the use of these loans – your education – into account over your bad credit score.
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What is the Definition of Personal Finance – Budgeting
If you find yourself asking where to begin with learning proper finance, start with the definition of personal finance, budgeting. Why the definition of personal finance is budgeting we will outline in the following article, because truly there is no more important lesson as to what proper financial management entails, and what will most directly contribute to your success with your money.Proper Budgeting is Personal Finance MasteryThere is no need to look beyond budgeting when beginning your journey towards personal finance mastery. Budgeting can be a scary prospect when you have not done so for a long time, the money tale told by your expenses and income can paint a poor picture. But whether you are a millionaire with investments, countless loans, mortgages and stock holdings, or an honest hardworking fellow just beginning your financial journey, budgeting is the key to continued success with your money.Proper personal finance budgeting allows you to account for what monies you have coming in and what monies you have flowing out of your accounts. Mastery of your finances, no matter your level of income is a matter of using this information to make decisions that increase the money you have coming in each month, and decrease the flow of cash you have leaving your possession. If you choose to achieve this through additional investments, decreasing interest rates with consolidation loans or a job promotion the basics of personal finance budgeting remains the same.Proper managing of one’s debt, income and expenses is the soul of managing your money and that is why the definition of personal finance is budgeting. There is no need to get more complicated than this, with your credit cards, payday loans, investments and stock options, you will find yourself on a sound financial footing if you keep a detailed budget, follow your money, and ensure that you spend less than you earn each and every month.To properly budget your personal finances you simply add up your sources of income, account for every penny that you have flowing to you each month, and track every expense. I am not concerned with the exact system you employ as long as you are detailed and know how your money is flowing. Track your loans, and if you have bad credit lenders, know how much you are spending in interest. Track your credit cards and what amount of your payments applies to principle and what cash goes towards interest. Make knowing your finances your business and when you have an accurate picture of the flow of your money, then work to improve your finances.Most mistakes of personal finance are made because honest, hardworking people have an unclear, or foggy idea of how their money is spent from month to month. With a little attention to the details of your cash flow you will find that there are countless ways to save additional money, and increase your income. Keep a focus on the basics of personal finance and never forget that the definition of personal finance is budgeting. You too can start making a profit today.
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